18 INVESTMENT IDEAS FOR BEGINNERS
Everyone should start looking for investment ideas as early as possible in life. The sooner you invest, the more time it has to grow and become more valuable.
Understandably, you are not all blessed with a lot of money.
Those if you who have visited this blog will know that we have covered topics related to starting a business with limited funds, and so on. It's a similar concept, only the focus is on investing your money when you have little to spare.
Some of the investment ideas below can be done for as little as $500.
1. INVESTMENT IMPORT
This is another sector that can generate good and stable income if operated wisely. Note that this business leans a bit on the high-risk side. Due to the transportation process involved, it may be scary for you, but I urge you not to panic.
Did you know that wholesale importers make over $400,000 per year in Nigeria?
All you have to do is find the stuff people want. There are several items in demand that you can import into Nigeria. I must warn you that this business should not be run without the advice of someone who was or is still running the business.
However, beginners can definitely do this one with just a little guidance. Some youtube videos can be useful.
2. INVESTMENT REAL Estate
Over the years interested parties, including start-ups, have made a lot of money from real estate. It is a secret for the rich to make sure they stay rich.
Dear readers, this is the first on our list today, of all the popular sectors where land properties are sold, bought, resold or rented out.
As a beginner, the details required to buy real estate may be overwhelming, however, two months of studying with a paid expert will give you the full power of the sector. You have to understand that not all homes have to be bought or sold.
Real estate 101 will tell you to invest in property when the price is low, develop the property and rent or sell it at a higher price.
3. INVESTMENT CAR
The car business is also a good investment for beginners. Actually, I came up with a little step by step process for this one.
There are two ways you can get products from dealing in cars especially cars. First, you can leverage the concept of scarcity to your advantage by selling classic cars.
A friend once suggested that investors can buy and import abandoned classic cars from Europe that still exist at low prices. Then they can take it to their country, repair it and sell it for millions. Hypothetically, you buy a car in Europe for $5000, import it for $2000, repair it for $2000, and finally sell it for $50,000.
Another way is to buy a sports car and sell it to car lovers. You can also find someone who can drive well to get into the Uber business on your behalf and send back the agreed amount on a weekly or monthly basis.
4. INVESTMENT BOTTLE WATER
Food is not the only thing that keeps us alive. I'm sure you already know that from your 3rd grade. Water is also very important for human survival, more important than food.
Humans can live without food for more than a week, but cannot live without water for more than three days.
so you have a commodity that will always be in demand. Starting a bottled water company can also be an excellent option for small investors.
Even if you know nothing about bottling or water purification, you can hire an expert to help you with that aspect of the business.
5. INVESTMENT CRYPTO CURRENCY
I keep going back and forth about whether or not to add this particular investment to this list. Cryptocurrency started to become popular in 2005. Since then it has received wide attention and greater value.
Bitcoin is one of the most popular cryptocurrencies today and one bitcoin is worth around $11,000 now or so, everyone wants to learn how to buy bitcoin nowadays!
The thing about bitcoin is that it is worth a lot of money and is constantly increasing, however, it is not physical money and therefore needs to be sold for physical money before it can be used. Most of the big names in the world keep some of their money as bitcoins.
This one is really low risk and can serve as a way to save your money too. Cryptocurrencies are a good way to earn valuable profits as a new person in the investment sector.
6. INVESTMENT ENTERTAINMENT INDUSTRY
Have you ever thought about starting a record label, or starting management, a TV Company? You can start
7. INVESTMENT RESTAURANT
I know the first names that will come to you are KFC, Domino's, McDonald's – big names with branches all over the world.
However, that's not how many of them started. In fact, KFC was started in 1952 by a 65 year old man who usually had to slow down and prepare to retire.
This old man is David Sanders who sells Kentucky fried chicken from his little roadside stall. This business soon developed into the world kitchen we all seek for crispy fried chicken.
Restaurants can be a good investment for beginners if they are well managed, and well run by the right people. Everyone eats.
My mother used to own a restaurant, and I will confidently tell you that management is everything in the restaurant business.
8. INVESTMENT MEDICAL RESEARCH
If you have a philanthropic side that wants to help people and at the same time want to get compensated, medical research can be a good investment for you.
You can invest in scientific research, especially one that leads to the discovery of a cure for a particular disease.
Once this drug is discovered, a certain percentage of drug sales will be given to you annually.
However, be careful with this one so you don't forget the main reason you did it in the first place, which is to help save lives in any medical field. Let your moral conscience be at the top of your quest for money at all times.
9. INVESTMENT EDUCATION
You must have heard of private colleges before because not all colleges or high schools are owned by the government. Individuals can also obtain a license to build a school or college and manage it under government supervision.
At least, this is what capitalism does. Therefore, if you want to advocate for better education, beyond what the government provides, this may be a great way to start investing in the right mission.
You can also profit from your investment by setting your own fees.
You can choose to make it an elite school and increase your fees as you improve your services. You can also charge affordable rates to appeal to everyone.
10. INVESTMENT FASHION INDUSTRY
It is a diverse industry with many players making it work. Popular names like Louis Vuitton, Gucci, D&G, Supreme and even Versace also started small. You can build your own fashion line to become one of the most prominent and popular outfits in the world like Levi's.
If you have always been interested in the fashion or clothing business, this is your chance to pursue your dream and also make money from it.
11. INVESTMENT NATURAL RESOURCES
Some of the richest people in the world not only had the idea of investing in other things but started by investing in natural resources. This can be gold, crude oil, or rare gems such as diamonds.
Jewelery or rare gems business is also good, but this business obviously requires capital. Natural resources like crude oil are slowly losing their value in the face of a world that is constantly advancing in technology.
Therefore, if you have the capital to start this investment idea, you may want to take some expert advice from people who are still in business and those who are already in business.
12. INVESTMENT SPORTS
How can I name all the places where a beginner can invest without adding sports? The richest man in Nigeria and Africa, Aliko Dangote is interested in buying premier league football club Arsenal FC.
Although the main reason is that he has always supported the club, experts believe he is trying to widen his investment circle.
Basketball, football, golf, formula 1, etc. This is a sport you can invest in regardless of your country of residence or level of experience.
You can build a sports or event center such as a concert hall, stadium, and then rent it out for events or matches. Privately owned stadiums aren't a bad idea, right?
13. INVESTMENT TRANSPORT
Transportation is a great investment idea for beginners, as well as people who want a quick return on investment. Starting a transportation company will require a lot of capital, but it will usually be worth it in the end.
There are two ways you can go about this. Either you start a transportation company that moves people from one place to another, or you set up a transportation company that just moves goods from one place to another.
They both have their advantages and disadvantages. It's up to you to decide which one you prefer.
You may also need to contact the transport regulatory agency or other agency responsible for regulating vehicle movement in your country for additional valuable information.
14.INVESTMENT FRACTIONAL PARTS
You probably already know the basics of investing in stocks. Basically, you buy a percentage of the company, and the value of your stock grows as the company performs. This is a great way to make money, with one downside – investing in stocks can be very expensive.
For example, investing in Amazon stock seems smart as the business continues to grow and get bigger. Unfortunately, the current stock price is over $2,000! So how can you invest if you only have $500? Well, it comes down to fractional shares.
Here, you can invest in a fraction of the entire stock, which means you cut yourself a piece of cake without requiring a large investment. 10% Amazon stock is $200, which is much easier for you to buy. This is usually seen as one of the best ways for new investors to get started.
15. INVESTMENT AGRICULTURE
Agricultural business has become a solid foundation for the sustainability and physical sustainability of humans on earth. Nothing can replace food and that remains a fact. Agriculture remains one of the freshest reasons for newcomers to try investing. This is a gold mine if you play your cards well.
The only thing you have to do is decide what you want to do, find land to farm and buy your seeds. This goes beyond the things I've mentioned here, but these are the main steps to take when trying to invest in agriculture.
Agriculture is responsible for more than $2.4 trillion of the world economy every year. It just takes courage and passion to start contributing and receiving from these numbers.
16. INVESTMENT DRINK
Did you know that Coca Cola was made by a doctor and pharmacist? Obviously, Coca Cola is now one of the leading drinks in the world?
You can invest in an established beverage company or start your own from the ground up.
You may need several licenses from health and food agencies and some strong marketing strategies, but they are all achievable.
If all checked, you may actually be the next founder of the Pepsi or Coca Cola brand. The beverage industry alone has a direct impact of more than $180 billion on the world economy.
The beverage industry alone has a direct impact of more than $180 billion on the world economy.
17. INVESTMENT MUTUAL FUND
Lastly, you have mutual funds. These funds are basically investment securities that allow you to invest in a series of different stocks and bonds at once. You can temporarily save using Piggyvest and then invest your savings as a mutual fund.
They can easily be started for as little as $500, and you don't have to do much at all. As a Nigerian, you can check mutual funds at Stanbic IBTC bank.
Set up a mutual fund, and the owner of the fund will decide what to invest in you. Then, sit back and watch your money grow over time.
Many people equate this with a steroid savings account. The idea is that you make a long term profit. So mutual funds are a safe place to keep your savings and see them appreciate in value.
18. INVESTMENT CFDS INDICATIONS
Another method is to look at index CFDs as a way to move up the investment ladder. Now, there is a lot to learn if you want to trade index CFDs, but you need to educate yourself.
In essence, you will be trading the difference in the price of the index from one time period to another. This is advantageous because you don't technically own the asset.
Therefore, the cost is much lower than you would expect. If you're confused, don't worry. It's natural to be confused, but all of these trading platforms that allow trading will explain the process in more detail for you.
CONCLUSION:
A common misconception about investment ideas is that you need thousands of dollars to get started.